Over 50 Life Insurance
Low-cost, high-value life insurance
exclusively for people 50 and older
Talk with an expert, licensed agent! Call now:
In middle age and your senior years, life insurance is the best way to protect your family.
Virtually everyone over 50 should have life insurance. Insurance is the ideal way to replace your income to protect your family’s financial stability when you die. Coverage is absolutely essential if you have dependents: children or, for example, a spouse who has limited earning potential or who is unable to work due to lack of training, disability, or other reasons.
Think of all the ways your family depends on your income: for example, to pay the mortgage…make car payments…and simply cover day-to-day living expenses. Your income may fund your children’s college education—this is especially a concern for older parents who start a family in their 30s or 40s and want to make sure their death wouldn’t leave their children without funds to attend college.
In addition, you have to consider your own medical and funeral expenses. If you die prematurely, the responsibility to pay for whatever healthcare services you received, plus the cost of your funeral and your cremation or burial, falls to your family. A life insurance payout can help your beneficiaries more than cover those expenses.
Perfect for a wide range of people.
Depending on your age and health status, you will likely have a choice of many plans among the two main types of life insurance: term (which lasts for a specific period of time) or permanent (which is also called whole life insurance and pays a benefit when you die in addition to building savings that you can borrow or take as the policy’s “cash value”). Term or permanent, we can help you get the best coverage for your needs at the best possible rates.
Even if you have health complications that have made getting life insurance difficult, we may be able to help you finally get coverage.
Or if you need coverage right away—like starting today—we may be able to help.
Some insurance carriers simply don’t offer coverage to older people. We can help you find those that do.
Other people want or need to avoid medical examinations. For personal or religious reasons, they must avoid physical exams, needles, blood tests, urine tests, and other procedures. But most insurance companies require a medical exam: an appointment with a doctor, lab tests, blood pressure tests, and more. However, not all insurance carriers make these demands. If needed, we’ll help you find insurance with no medical examination needed.
Still other people are unable or unwilling—or simply don’t want—to fill out insurance company questionnaires. Here again, we can help. We’ll find alternatives that don’t require extensive paperwork…in fact, don’t require paperwork at all, just a few simple questions you can answer online or on the phone with a licensed agent.
And some older people may have an illness and are planning ahead by designating the death benefit from their insurance policy specifically to pay for hospital or homecare charges and funeral expenses. We can help.
Whatever your needs, whatever your situation, we can help you find the right type of policy to protect your family and give you peace of mind.
Options for every budget.
Just as there are many types of insurance for all types of people, there is coverage for virtually every budget.
Looking for a policy that has a substantial premium and pays a very large benefit upon your death? We can help.
Looking for multiple policies, both permanent and term, to protect your family and assets? We can help.
Looking for something more modest? A policy that costs less than a cup of coffee per day but still pays a substantial benefit? We can help.
From the most extensive—and expensive—to the most cost-effective, we can help you find high-quality coverage that fits your finances.
It’s easy to get a quote.
We’ll provide a quote free of charge. With fast, friendly service online, on the phone, or in person, if needed.
Just answer a few short, simple questions. Then click GET A FREE QUOTE. One of our licensed agents is happy to help with the application process. To start, call 1.800.939.0710.
Our goal is to help all people over 50 and their families get the coverage they need.
Don’t delay. Get covered today.
No matter your situation, no matter where in the country you live, if you’re over 50, Over50LifeInsurance.net can help you get high-quality life insurance.
Apply online right now or call 1.800.939.0710 to talk with a licensed agent who will guide you through the process.
We look forward to helping you get the peace of mind that comes only from knowing you have provided protection for your family.